Account details

Every account has its own details page where you can see its balance chart, recent transactions, and for credit cards, how much is due and when. This is where you manage the bank side of your budget.

TL;DR

Tap any account on the Accounts tab to open its details page. You will see a balance outlook chart that projects where your balance is headed, a summary of cleared and working balances, and every transaction for that account. Credit cards show additional details like statement day, due day, and payment status. From here you can also adjust the balance, edit account settings, or close and reopen the account.

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The balance outlook chart

At the top of the account details page is a chart that shows your balance over time and where it is headed.

• The solid line plots your actual balance day by day
• A dashed projection line extends to month-end based on your recent spending and income pattern
• A buffer line marks a safety threshold so you can see how close you are to a low balance
• A zero-crossing alert appears when the projection dips below zero, warning you that your balance may go negative

For credit cards and loans, the chart works the same way but tracks your debt balance instead of available cash.

If you do not have enough history yet, the chart shows a message asking you to add a few months of transactions before it can draw a meaningful projection.

Balance summary

Below the chart you will see two balance figures:

• Cleared is the balance of transactions that have posted to your bank (marked as "Cleared" or "Reconciled")
• Working includes pending transactions as well, giving you the real picture of what you actually have to spend

The difference between the two tells you what is still in transit.

Transaction list

Below the summary is every transaction for this account, sorted by date. Each row shows the name, amount, envelope (if any), date, and status. Tap any transaction to open its full details.

Credit card details

Credit card accounts show additional information:

• Statement day and due day so you know the billing cycle
• Credit limit and how much of it you have used
• Payment status showing whether a payment is due and how much
• Due alerts that appear as reminders before the payment is due

If a credit card is missing its setup details, you will see a "Finish card setup" banner. Tap it to scroll to the credit card details section and add the missing information.

For the full credit card setup flow, see Credit Card Management.

Loan details

Loan accounts show:

• The outstanding balance
• A repayment strategy if you have set one up, showing the computed monthly payment and payoff timeline
• The remaining term and interest details

See Accounts for how repayment strategies work.

Account settings

From the account details page you can open the account settings to:

• Change the name, icon, and color
• Add a note
• Toggle Include in budget (whether this account counts toward your net worth and budget totals)
• Adjust the balance manually with Adjust balance
• Close or reopen the account
• Archive or unarchive the account
• Delete the account

See Account & envelope settings for the full rundown of every setting.

Summary

What you see	What it means
Balance outlook chart	Your balance over time with a projection to month-end
Zero-crossing alert	The projection dips below zero, a warning to watch your spending
Cleared balance	Transactions that have posted to your bank
Working balance	All transactions including pending ones
Transaction list	Every transaction for this account
Statement day / Due day	Credit card billing cycle dates
Credit limit	Maximum credit available on a credit card
Payment status	Whether a credit card payment is due
"Finish card setup" banner	Missing credit card details, tap to add them
Adjust balance	Manually set the account balance
Include in budget	Toggle whether this account counts toward totals

Sample use cases

• My checking account projection looks tight. Open the account details and look at the chart. If the dashed projection line dips near zero before the end of the month, you know to slow down spending or move money from savings.

• I need to reconcile my credit card. Open the credit card account, compare the Cleared balance with your bank statement, and use Adjust balance if there is a discrepancy.

• A payment is due next week. Open the credit card details and check the payment status. The due date and amount are shown right there, and a reminder may already be waiting in your Notifications Hub.